Protect Your Future with Health and Life Insurance Plans from LHP Insurance Services

Health & Life Insurance

Health Insurance and Life Insurance

Health and life insurance are two important types of insurance that can help protect individuals and families from financial hardship in the event of unexpected medical expenses or loss of income due to illness, disability or death. Here’s a brief overview of each type of insurance:

Health Insurance

Health insurance is a type of insurance that covers the costs of medical and surgical expenses incurred by the insured person. Health insurance can help protect you and your family from the high costs of medical care, including hospitalization, prescription drugs, doctor’s visits, and medical tests.

There are two main types of health insurance:

private health insurance and public health insurance. Private health insurance can be purchased through your employer, on your own, or through a government-run marketplace. Public health insurance is provided by the government and includes programs like Medicare, Medicaid, and the Children’s Health Insurance Program (CHIP).

Life Insurance:

Life insurance is a type of insurance that provides a lump-sum payment to your beneficiaries in the event of your death. Life insurance can help provide financial protection for your loved ones in the event of your unexpected death.

There are two main types of life insurance:

term life insurance and permanent life term insurance. Term life insurance plan provides coverage for a specific period of time, usually between one and 30 years. Permanent policy life insurance provides coverage for the duration of your life, as long as you continue to pay the premiums.

When choosing a health or life insurance policy, it’s important to consider your personal and financial situation, as well as the coverage options and costs. It’s also important to review your policy regularly to ensure that it still meets your needs and provides adequate coverage.

Affordable life/health insurance for you & your family

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We helps you with all your insurance, such as:

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Shelter your family from sudden large expenditures

Understanding health insurance

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Pick the plan that fits you

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Get things started with a free online quote today.

What’s covered with life & health insurance?

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Income Protector

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COVERAGE FOR AS LOW AS $15/month

Don’t wait until it’s too late. Contact for all of your personal and commercial insurance.